Should You Finance or Lease? How to Get a Chrysler, Dodge, Jeep or RAM
If you're looking to get behind the wheel of a new or used Chrysler, Dodge, Jeep, or RAM, you may have questions about how to get the best deal. Our finance team at Schaffer-Danhoff Chrysler Dodge Jeep Ram is here to answer all your questions about financing and leasing your next new vehicle.
When should I lease a vehicle?
You should consider a lease if:
- You drive fewer than 12,000 miles in Sandusky or Shelby per year. A lease will give you a set number of miles per year. Go over that number, and you'll pay a penalty.
- You don't have a lot for a down payment. Depending on your credit profile, you may be able to put down a low down payment or even nothing at all. Check with our sales and finance team for our latest specials on new Chrysler, Dodge, Jeep, and RAM vehicles.
- You want to drive a new vehicle every few years. You want the latest and greatest audio and safety tech.
- You're happy with a stock vehicle and don't want to add aftermarket parts.
- One of the biggest benefits of leasing is a lower monthly payment than if you purchased the car outright.
When should I purchase a vehicle?
You should finance a car if:
- You are interested in purchased a certified pre-owned or used vehicle.
- You drive more than 12,000 miles per year in Norwalk, OH, or have a long daily commute in Bellevue.
- You are trading in a vehicle or have a substantial amount of money for a down payment.
- You intend to keep this vehicle for more than a few years, and you may want to use the equity in the future in a trade.
- You love to modify your vehicle with aftermarket parts.
No matter which option you choose, the Schaffer-Danhoff Chrysler Dodge Jeep Ram team is here to help you get behind the wheel. Come down to our showroom in Willard, OH, and check out our vehicles!